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Low Float? Don’t Miss Out This Back-to-School Season

Simon Osuji by Simon Osuji
May 3, 2025
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Are you a bank agent? Don’t let a low float cost you business this back-to-school season. Equity has your back.Are you a bank agent? Don’t let a low float cost you business this back-to-school season. Equity has your back.

Are you a bank agent? Don’t let a low float cost you business this back-to-school season. Equity has your back.

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Low Float? Don’t Miss Out This Back-to-School Season

The holiday season is over, and the streets are abuzz as parents prepare to send their children back to school — buying supplies, paying fees, and racing to meet deadlines. At the heart of it all is Juma, a well-known bank agent in his neighborhood. He’s trusted for his speed, reliability, and ever-present smile.

But this time, the smile is fading.

Since opening his shop at 7:30 a.m., Juma has been busy — parents are pouring in, ready to pay school fees. Business is booming. However, there’s one big problem: his float is running dangerously low.

By mid-morning, Juma finds himself turning away clients. “Sina float,” he keeps saying, shaking his head as more parents arrive. His agency is convenient for the neighborhood, and now he’s missing out on commissions he would normally earn during such a busy season. Frustrated and helpless, he sits back, trying to think of a quick fix.

Then it hits him — Equity Bank offers float financing for agents. He picks up his phone and contacts his supervisor. In moments, funds hit his agent account. Just like that, he’s back in business.

Are you a bank agent? Don’t let a low float cost you business this back-to-school season. Equity has your back.Are you a bank agent? Don’t let a low float cost you business this back-to-school season. Equity has your back.

Are you a bank agent? Don’t let a low float cost you business this back-to-school season. Equity has your back.

Float Financing Keeps Agents Going

Back-to-school season brings a surge in school fee payments. For bank agents, this means more traffic — and more pressure on their float. Without enough funds, operations stall, and commissions are lost.

Thankfully, Equity Bank understands this challenge. Its Float Financing solution helps agents stay liquid and serve their communities without interruption. When your float runs low, you don’t need to panic — just visit the nearest branch and speak to an Agent Supervisor to access financing.

The process is fast and flexible. You get up to five days to repay, at a minimal fee. Plus, the more you transact — both deposits and withdrawals — the higher your float loan limit grows. Even better, you can borrow a second time as long as you’re within your approved limit.


Don’t Let the Season Pass You By

With his float replenished, Juma springs back into action. Parents return, payments are processed, and his shop is once again buzzing. Word spreads quickly — Juma is serving again. “Sina float” becomes a thing of the past.

He not only saves the day for his customers but also boosts his income and strengthens his position in the community. The experience teaches him a valuable lesson: being stuck doesn’t mean staying stuck. Sometimes, the solution is just one smart move away.

Are you a bank agent? Don’t let a low float cost you business this back-to-school season. Equity has your back.

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