Safaricom Unveils Biggest M-PESA Upgrade Yet
Safaricom Unveils Biggest M-PESA Upgrade Yet
Safaricom has announced the largest upgrade to the M-PESA platform since 2015.
The move marks a major milestone in the service’s 18-year journey of driving financial inclusion and digital transformation.
Introducing Fintech 2.0
The upgrade brings in Fintech 2.0, a next-generation core platform built to expand capacity, strengthen resilience, and unlock AI-driven innovation.
This transformation positions M-PESA to meet the rising demands of Africa’s digital economy while preparing for future growth.
“This upgrade is a bold investment in the future of M-PESA and reaffirms our commitment to innovation, resilience, and customer trust. By moving to Fintech 2.0, we are unlocking a platform that scales to today’s demands and anticipates tomorrow’s opportunities,” said Dr. Peter Ndegwa, Group CEO, Safaricom.
Scaling Capacity and Resilience
The new M-PESA Core expands processing capacity from 4,500 to 6,000 transactions per second.
It also has the ability to scale up to 12,000 transactions as demand grows.
With its active-active architecture across multiple hosting sites, customers will enjoy higher resilience and minimal service interruption.
Safaricom Unveils Biggest M-PESA Upgrade Yet
The platform integrates advanced artificial intelligence to enhance fraud detection, enable self-healing, and support real-time monitoring.
Its cloud-native foundation guarantees faster deployment of products, instant scalability, and stronger performance.
Preparing for Africa’s Digital Future
Over the years, M-PESA has evolved from a simple money transfer tool into Africa’s largest fintech ecosystem.
Today, it powers payments, savings, credit, insurance, remittances, and e-commerce.
With the launch of Fintech 2.0, Safaricom is laying the foundation for the next wave of innovation.
The upgrade will keep M-PESA robust, secure, and inclusive while delivering smarter and faster financial solutions for individuals and businesses across Africa.
