NCBA Introduces Komiut: A Digital Game-Changer for Kenya’s PSV Sector
NCBA Introduces Komiut: A Digital Game-Changer for Kenya’s PSV Sector
NCBA http://NCBA https://ke.ncbagroup.com NCBA Bank has introduced Komiut, a digital fare collection platform designed to simplify, secure, and modernize revenue management for PSV operators.
Driving Efficiency and Transparency
Komiut gives operators a simple and transparent way to collect fares while tracking income in real time.
It also strengthens financial records, marking a turning point in how PSV businesses operate.
“The reduced reliance on physical cash leads to improved control, significantly lowering risks such as theft or mismanagement,” said Sally Chege, Director, Transactional Banking.
On the ground, the impact is already visible. Nyike Mwangi, a matatu tout using Komiut, shared:
“This system has helped us outdo fake currency and stop theft disguised as mobile money reversals. There is also more transparency and trust between the driver, the tout, and the owner of the vehicle, since money balancing becomes easier at the end of the day.”
As a result, PSV operators gain clearer visibility of their daily income, which also boosts their creditworthiness and makes it easier to access tailored financial solutions.
NCBA Introduces Komiut: A Digital Game-Changer for Kenya’s PSV Sector
A Platform Built Around PSV Needs
Komiut is more than a fare collection tool. Instead, it has been tailor-made for Kenya’s PSV operators as a complete ecosystem solution.
It focuses on four pillars: efficiency, security, visibility, and empowerment.
“Komiut has been tailor-made for Kenya’s public transport operators, not just as a digital PSV fare collection solution, but as an ecosystem solution built around your PSV needs,” Chege explained.
In addition, digital records created by Komiut support fleet expansion. With stronger and more transparent loan applications, PSV operators can now access financing more easily.
Partnering With the Transport Sector
NCBA emphasized that Komiut was built after engaging customers and addressing their real pain points.
“We listened to our customers and responded with a solution that we believe is a true game-changer in the PSV sector; the Cashless Collections Customer Value Proposition (CVP), KOMIUT,” said Chege.
Ultimately, Komiut reflects NCBA’s broader commitment to the transport sector.
It allows PSV operators to run safer, more efficient, and financially empowered businesses, while at the same time driving Kenya closer to a digital economy.
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